Can insurance companies be trusted and how to choose the right one.
Should you trust insurance companies
Surely, in our age of corruption and a government that often does not keep its word, many people ask themselves — should one trust insurance companies? Does OSAGO delivery work, is there deception behind the words “auto insurance KASKO”, what about the OSAGO programs in Moscow and St. Petersburg? Taking into account the distrust of our people (justified by the years gone by), it is worth explaining that a good insurance company with a prominent name and years of experience behind it will do everything in its power just to preserve that name and reputation. Otherwise the number of clients will fall significantly, or they will disappear altogether, vanishing like morning mist. From this it follows that OSAGO delivery, like OSAGO Moscow and OSAGO Petersburg, does work. A client needs to be kept by making them loyal — a regular link in the system of both insurance and any other business. Abroad the practice of insuring life, property and health has long become a way of life; here it is much more recent. The system has only just gained momentum, but it has already reached a sufficient level.
The mandatory OSAGO policy is more a necessity to preserve the state's human resources than a way to pull money from citizens. People are increasingly getting behind the wheel in some state of intoxication, and they are constantly in a hurry (megacities are a vivid example). So, KASKO auto insurance and compulsory motor third-party liability insurance are necessary, and where everything is clearly seen (in terms of usefulness and quality of life) there is no need to cheat (at least on a large scale). Clients, for the most part, willingly hand over money, investing in protecting the integrity of their car and their own health. The main thing is to choose a respectable insurance company with a good reputation in the insurance market. Specialists will help you issue the required policy, perform, for example, a KASKO calculation, and so on. You can also perform a KASKO calculation yourself using a special KASKO calculator.
A KASKO calculator is a program that allows any interested motorist (and not only motorists) to carry out a KASKO calculation. In other words — to find out how much the policy will cost, taking into account the vehicle's parameters. Choose an insurance company wisely; in that case everything will be honest and of the highest standard. Business people support the image of their business and their own reputation, and they charge for that reputation. Nevertheless, it is clear that it is better to pay for it than to skimp on insurance and fall into the hands of fraudsters. Better to pay once than to keep paying later.
Take out a KASKO policy and save the energy you'd spend watching over the car; insure it against damage (it may happen, but you won't be the one to allocate money for repairs), theft and natural disasters, which, given the current state of the planet, occur increasingly often. It's better to insure the car thoroughly from the start so there are as few reasons for worry as possible.
It's not about the system, it's about you — after all, we are the system itself. By becoming more loyal, we will make the system more loyal.